Do you always purchase travel insurance? When I first started traveling in my 20s it certainly wasn’t something I thought about deeply. But as time went on insuring my health and belongings became a more prominent thought. I will admit that for some odd reason, I used to only purchase travel insurance when traveling outside of Canada but watching a travel companion’s suitcase disappear in transit to the airport made me reconsider my choices. These days all my travel, international or domestic, is insured. There are many insurance companies out there you can find with a quick search offering a wide range of pricing. Today, however, I’d like to talk about budget travel insurance with battleface, a company that focuses on travel insurance exclusively.

Quick company background

battleface is a new travel insurance product for the Canadian market created in collaboration with Hunter McCorquodale and underwritten by Northbridge General Insurance Corporation. The policy can be purchased before or during the trip and allows you to build a comprehensive yet affordable package for a single domestic or international trip. 

According to the company’s CEO Sasha Gainullin, battleface is “designed specifically with the modern traveler in mind, providing affordable and accessible protection”. Needless to say, my interest was piqued. 

What your insurance includes

There are quite a few unique inclusions in the battleface package that you might not be able to find with other insurers including typically uninsured areas and sports activities. But let’s dive into the details. The entire purchasing process took me 5 minutes and all documents were available immediately.

Please note: Pricing is based on age, destination, and duration of the trip with per-day pricing. Therefore, the amounts might differ per individual based on their unique needs. My total package was  $22.52 CA for a 7-day trip to the Dominican Republic and did not include sports coverage. 

Insurance inclusions:

• Trip cancelation (up to $20,000) and interruption (up to $1,000).
• Medical and emergency expenses ($5,000,000) and hospital benefits.
• Personal accident ($50,000).
• Personal liability (up to $500,000)
• Baggage ($2,000) plus personal money and passport ($500).
• COVID-19 medical expenses and quarantine cover for all travellers up to 75 years old.
• Winter ski add-on for cold-winter activities including skiing, snowboarding, ice skating, sledding, and many others. This add-on also insures your equipment to minimize trip interruptions in the event of baggage delay.
• Out-of-province coverage for medical expenses that may not be covered while traveling domestically.
• Coverage for areas deemed “Avoid non-essential travel” and “Avoid all travel”.      
• Maximum trip length 365 days – this is a really cool one because many insurers won’t cover the past two weeks.
• A 10% discount is offered if the coverage is for more than one traveler

I would be curious to know what the most important travel insurance inclusions are for you. But in the meanwhile, stay safe and enjoy your explorations :)!

For more information or to purchase a policy visit battleface.com/en-ca.

The post Let’s talk budget travel insurance with battleface appeared first on Paths to Travel.